Recovery

After

 

WHAT IT IS

Disaster recovery can take days to years, depending on the extent of the damage to your home and community. Really big disasters can create unemployment and heighten demand on social services, all while reducing tax revenue for local government. Successful recoveries therefore depend upon prepared residents, resilient businesses, and properly insured properties. When individuals’ resources become overwhelmed, resilient institutions and social networks – family, neighbors, community organizations, and houses of worship – must be there to help.

 

Everyone has an important role to play in repairing or rebuilding their communities. Understanding recovery challenges now can help you after a disaster.

 

REPORT DAMAGE

 

DRNGhana needs to develop MMDAs Disaster Damage Database: An online tool that allows  you to report residential damage caused  by disasters.

 

MMDAs may share the aggregated disaster data with the  NADMO and the local government. Your submission of this information to MMDAs is voluntary, but it may help us secure Government disaster assistance funding for residents in that particular Districts.

 

REGISTER FOR GOVERNMENT DISASTER ASSISTANCE

 

• Online or on a smartphone at Disaster Assistance

• for speech disability or hearing loss

• (Video Relay Service)

• Visit Disaster Recovery Centers in your area

 

National Disaster Management Organisation (NADMO)

Address: Behind 37 Military Hospital

Telephone: 030 2772926 | 030 2780541 | 030 2762593 | 030 2780221

Mobile:      027 7600066 | 024 4330771  024 4330772 | 020 2015252

Fax: 030 2772926

Email: [email protected]

 

DISASTER CLEANUP

During cleanup, think safety first. Hazards might include live power lines, leaking gas, wildlife, contaminated water, molds and toxins, exposed nails and screws, broken glass or twisted metal, and other debris.

  • Make sure all utilities are turned off before you begin any serious cleanup.
  • Make sure the building is safe before you enter. If you suspect structural damage, contact a building inspector or a contractor.
  • Use the appropriate safety gear:
  •  Heavy-duty work gloves
  • Waterproof boots
  • Ear plugs
  • N95 dust masks
  • Use teams to move heavy or bulky objects.
  • Check for signs of water damage or mold growth, including discoloration in walls and ceilings, or a strong odor.
  • Always watch your footing.
  • Pace yourself and take breaks.
  • Eat and drink.
  • Check on your neighbors.
  • Let someone know you are working and when you expect to be done, so if something happens, they will check on you.

FILE INSURANCE CLAIMS AS SOON AS POSSIBLE

If you have insurance, it’s important to call and file a claim as soon as possible.

  • Contact your insurance company and file a claim before applying for any government individual assistance.
  • Photograph or video all damage sustained and create lists of damaged items, including model numbers, estimated value, and photos. (Having “before” photos will help you document that the disaster was the cause of the damages you are claiming.)
  • File your insurance claims before you start any repairs.
  • When possible, take steps to avoid additional property damage (for example, tarping a damaged roof).
  • Keep your receipts for any disaster-related expenses you have made, such as lodging, medical, repair and cleaning supplies, etc.

DISASTER RELIEF AND FINANCIAL ASSISTANCE

If disaster damages to the Districts meet alarming criteria, the Minister of the Region may request a National disaster declaration. Not all disaster events result in a Ministerial request, and approval by the President is not automatic. Many disasters in Ghana have not received a National declaration.

If a National disaster is declared, disaster assistance or direct financial assistance may be available to individuals, households, and businesses. The assistance is meant to help with necessary expenses.

After a disaster hits your home or small business, contact NADMO to apply for relief assistance, even if you have already submitted a claim with your insurance company. NADMO can provide safe haven for Shelters/housing, along with other personal expenses, including food, clothing, and medicine.

NADMO has various forms of assistance that could be available to you and your family, including:

  • Temporary  shelter/housing
  • • Property repair, replacement, or reconstruction costs
  • • Disaster Unemployment Assistance
  • • Unmet disaster-related needs after insurance settlements

 

NADMO may/should also be able to refer you to the Ghana Corporate World Businesses and Companies who provide low-interest loans to homeowners, renters, and business owners for damaged and destroyed assets in a declared disaster. These include repair and replacement costs for real estate, personal property, machinery, equipment, inventory, and business assets.  They will not duplicate benefits from your insurance.

 

APPLYING TO NADMO

When you apply to NADMO you should have a pen and paper available to write down important information. You will receive number for your registration. This will be one of your unique identifiers. Write the number down and keep it in a safe place. When you contact NADMO you will need:

  • Your TIN number.
  • Current mailing address.
  • Damaged home address.
  • Phone numbers.
  • Type of insurance coverage.
  • Total household annual income.
  •  Account number from your bank if you want to have disaster assistance funds transferred directly into your bank account